Your future home or investment property rests on a successful mortgage application, so getting it right is crucial. Buying a property, whether a family home or an investment, is generally regarded as one of the most stressful life events with so many mortgage products available to you, all with different rates, lending criteria and affordability measures, where do you start?
Whether you are buying your first home, moving house, or buying property as an investment, we can help you find and secure the mortgage you need.
Buying your first home is very exciting but finding the right mortgage can be overwhelming and time-consuming. We will simplify and manage the mortgage application process to help you get your first foot on the property ladder with minimal stress.
If you are selling your home and buying a new one, your mortgage requirements might be slightly more complicated. You may be able to transfer your existing mortgage to your new home, or you might have to take out a new loan. We will assess your options and recommend the best one for your situation.
You may be remortgaging because you are coming to the end of your current deal or to release equity from your property. Whatever your situation, we can search across the market for the best possible deal for you.
Sourcing a mortgage when you are self-employed or a company director can be more complicated than if you were employed. However, with our knowledge and experience, we will help you find a suitable lender and assist with the necessary paperwork to support your application.
Whether you are new to buy-to-let or expanding your investment portfolio, we can advise you on your options. We will recommend the most suitable route and find the best financing for your purchase.
Where your circumstances are slightly less straightforward, we can assist with your options and help you secure a specialist mortgage. For example, our expertise covers ex-pat, joint borrower sole proprietor, second charge and shared ownership mortgages, and other specialist types of mortgage lending.
We relieve the pressure on you by taking care of the entire process – from assessing your borrowing needs and affordability, to sourcing your mortgage, making the application and following it through to completion. We will guide you every step of the way, right up until you have the keys to your new property in your hand.
As we are independent, we have no ties to any particular lender and have access to products across the mortgage market. Many deals available to us are intermediary only, which you would not be able to find yourself.
However complicated your situation might seem, we will do our best to find you the right mortgage.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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Foresight Financial Planning is the trading name of Foresight Financial Planning Limited whose registered address is as above.
Registered in England, company number is 4119450. Foresight Financial Planning Limited is authorised and regulated by the Financial Conduct Authority and can be found on the Financial Services Register https://register.fca.org.uk/ under reference 788849. VAT registration number 289409553.
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